Both are immediate benefits that start when the servicemember updates their Page 2 or opts to decline coverage.
"On a small scale, if our Navy system shows 100 spouses being covered by FSGLI but only 80 are enrolled in DEERS, we have a problem," said Edge.
"Many Sailors aren't aware of this difference," said Thomas. Reginald Edge, director of Pay, Personnel and Benefits Branch, Bureau of Naval Personnel.
To register family members in DEERS and receive an ID card, sponsors must complete an Application for Uniformed Services Identification Card and DEERS Enrollment (DD Form 1172) and provide documentation, such as marriage or birth certificate.
To update DEERS, sponsors may need to provide documentation, such as Social Security numbers, active duty separation papers (DD Form 214) or Medicare cards.
"The Department of Defense is paying for 20 families that it hasn't accounted for.
Now on a larger scale, we're not talking about hundreds of spouses, it is thousands and we're spending millions that could be better appropriated." The cost is passed onto the Sailor as a debt that Do D will collect.