The best way to ensure that you are making on-time, complete payments is to sign up for automatic debit with your loan servicer.Top Qualifying repayment plans include all of the income-driven repayment plans (plans that base your monthly payment on your income).It's important to understand that the Standard Repayment Plan for Direct Consolidation Loans is not the same repayment plan as the 10-Year Standard Repayment Plan, and payments made under the Standard Repayment Plan for Direct Consolidation Loans do not usually qualify for PSLF purposes.
Normal lending criteria, terms, conditions and fees apply including an establishment fee of of 0 for AA Members (or 0 for non AA Members) and a PPSR fee of (for secured lending).
Interest accrues from the date the loan is advanced.
The actual fixed annual interest rate charged to you will depend on your personal circumstances.
This will help you determine if you are on the right track as early as possible. Box 69184 Harrisburg, PA 17106-9184 You may also fax your Employment Certification form to 717-720-1628.
If you do not periodically submit the Employment Certification form, then at the time you apply for forgiveness you will be required to submit an Employment Certification form for each employer where you worked while making the required 120 qualifying monthly payments. If Fed Loan Servicing is already your servicer, you may upload your Employment Certification form on their website.